My goal shouldn’t be to be smart, but to avoid being stupid.

But first! I searched my site for, “avoid being stupid.” and found on July 7, 2020 the material below. It is a better statement than I could write tonight. So I will quote it in its full splendor.

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By reading and following one of Roman Emperor Marcus Aurelius (121-180 AD) suggestions I have almost arrived at my eighty-fifth year in excellent health. “You must become an old man in good time (in your youth) if you wish to be an old man long.” I remember modifying that statement slightly to create my New Year’s Resolution back in about 1968 to “My goal this year is not to be smart but to avoid being stupid.”

That idea was expressed back in Berkeley during the riotous 1960s when the opportunities there for being very stupid were easily achieved. I never did anything illegal personally, but I stood right beside people who did. For example, I alone stood right beside a guy that was pouring kerosene into the Berkeley Bank of America, and then tossing lit paper matches into the unseen puddle on the floor. He had lit and tossed about five matches in and hadn’t succeeded in starting a fire. I asked him why he was doing it, and he said, “The media wouldn’t pay any attention unless clearly violent things were done.” This was the day after the Bank of America in Santa Barbara was burned during a demonstration. I remember thinking that this guy wasn’t a very well-prepared arsonist because had he lit the package of matches and thrown the whole thing in, it would have accomplished his goal. At that exact moment, the police charged down Telegraph Avenue probably having seen what was happening. I departed in haste. That wasn’t the only improper event I witnessed up close during my time of “Not being stupid.”

Without really intending to be there I was exactly at the dead center of many events during my now rather long lifetime. When I found the link above about the burning of the B of A, I realized it was after my making that sensible New Year’s Resolution. So much for resolutions.

Okay, I have been more successful than I expected at personal survival and have tried many times and many ways to promote humanity’s survival. So far so good, even though I can’t be certain about any of it. These last few months I have posted principles on how to survive the Covid personally and for humanity to accommodate the Covid pandemic more easily, but none of it has proceeded beyond my blog posts. This pandemic might kill five percent of humans, but that isn’t an existential risk for humanity, although it would be for vast numbers of individuals. Humanity, even with Covid nibbling away at us individual humans, will soon exceed eight billion people, and that is four times as many people living as when I entered the world in 1935.

In other words … and it’s hard to say it … things are just fine, except for my personal pain. Apparently, I slept in an improper position last night because all day I have had a sharp pain in my neck when I lift my head to its normal position. Writing this post is filled with some pain because I must lift my head a bit to look at the screen. The pain seems to be resolving itself, but I won’t be sleeping face down with my head cocked to the side tonight.

Sometimes, even though I try to avoid being stupid, I fail.

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Another proof of my failings in this category of “avoid being stupid.” was when Wendy Northecote, the creator of “The Darwin Awards,” gave me one.

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Being honest with oneself seems like it would be the default state of the mind. We must be honest with ourselves if we are to perceive the reality of the world around us accurately and thus to relate properly to what it is telling us.

Once in the 1960’s when I was still doing New Year’s Resolutions, I chose … “My goal this year is not to be smarter but to avoid being stupider!” All the same, in March 2009 I got a Darwin Award from Wendy Northcutt for my many failures to save humanity, which would include myself.

Charles Scamahorn of Earthark gets a Darwin Award sticker from Wendy Northcutt

I have worn this award on a black long-sleeve T-shirt a couple of times when it seemed appropriate.

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Yesterday, Debbie and I were having a discussion about our electric oven and whether the button signage on the face of it was labeled incorrectly. The top button reads BAKE, and the one immediately below it reads BROIL. We argue, in a comic way, about words a lot, and I said the manufacturer had reverse-labeled those buttons. To prove my point, I pushed the bottom button and lightly touched the top coil, expecting that it would take a few seconds to warm up if it meant what it claimed: BROIL. Unfortunately for me, it was hot but not glowing by the time my finger got there. Ouch! Those things heat up quickly. I ran some cold water on my finger within a few seconds, and it barely got pink. I found this from How stuff works:

• In baking, you are trying to heat food by surrounding the food with hot air.
• In broiling, you are trying to heat food using infrared radiation.

Thus, broiling is done with glowing hot elements at the top; by my standard, I won the argument but burnt my finger. The button on the top should be labeled “broil.”

Sometimes, even when you are right, you still get burned. So, foresee safe ways to test your assumptions before doing something stupid.

I’ve been growing my beard for a week.

Back in 1970, I grew a mustache for a month. It was no particular reason, just to see what would happen. Well, I was on the Berkeley Police Review Commission at the time, which was nothing more than about eight citizens who volunteered to visit with the Chief of Police once a month to discuss the city’s problems. Because of that, I got to know Chief Baker personally, and once he invited me to visit him in his office to discuss some problems he was having. Because of the riots, called the People’s Park, there had been major problems for the police department. They were authorized to have 130 officers, but many had quit, and there were only about 100 still employed. He needed more officers, but no one was applying in the normal channels. He wanted suggestions, and I said we needed to change the image of the Berkeley Police force from being an enforcer of the law into the creator of a peaceful community. We needed a Domestic Peace Corp. A week later, we had a free ad running in TIME magazine which brought thousands of applicants. Soon we were fully staffed with an excellent team of Domestic Peace Keepers.

The problem had been approached a year earlier by then-Governor Ronald Reagan, as quoted in The New York Times. “If it takes a bloodbath, let’s get it over with. No more appeasement.” That horrible attitude is probably why so many of the Berkeley police officers abandoned their jobs, enforcing Reagan’s law.

As that happened, Chief Baker, who had been clean-shaven, grew a mustache, and soon the whole Berkeley Police force was sporting them too. I have hesitated to grow any facial hair for over five decades.

The Blue Zones 2nd edition, 9 Lessons for Living Longer by Dan Buettner, Lesson #3

Lesson 3 Strategies from page 279

To get moving in your Blue Zone, try some of my comments on these tips.

Eat four to six vegetable servings daily. Drink a glass of water with a tablespoon of apple cider vinegar before eating, and have water or a beverage to sip on during your meal. Eat a large mixed salad before your proteins, finish with carbs, and quietly rinse your teeth with water before getting up.

Limit the intake of meat. Blue zone centenarians only eat two meat meals per week; even those servings are modest. Eating meat is associated with colon cancer and is proportional to total consumption. According to the World Health Organization, processed meat is a Class 1 carcinogen.

Showcase fruits and vegetables. Put the healthiest foods where they are visible to casual observation as you walk through your kitchen and dining room. Hide candies, cakes, and beverages out of sight, and even in the pantry and refrigerator, put them at the back, out of sight.

Lead with beans. Eat beans every day, as they are cheap, easy to mix with many good things, and healthy. It is suitable for weight maintenance and gut health, and it encourages you toward a more nutritious diet. Eat them earlier in your meals, and you will not crave sweets.

Eat nuts every day. Set out a bowl of mixed nuts and dried fruits for a closing meal snack. Walnuts, almonds, and a Brazil nut will cover some unusual daily needs. They have less sugar than candy mints, pie, cake, and ice cream.

Stock up. Keep a month’s supply of all essential foods available in your home. Rice, beans, and grains can be sealed and stored in a dark place, but you must keep perishable foods in a refrigerator or freezer.

Using Artificial Intelligence to find the truth.

My challenge to Chat GPT-4

List the top twenty definitions of truth and their authors and dates.

Compiling a list of the “top twenty” definitions of truth is subjective, as truth has been a central topic in philosophy, theology, and science with numerous interpretations. However, I can provide you with some significant definitions and concepts of truth from various thinkers throughout history:

1. Aristotle (384-322 BC): Correspondence theory of truth – Truth is when “things are as they are said to be.”
2. Thomas Aquinas (1225-1274): Conformity between the intellect and the thing – Truth is the adequation of things and the intellect.
3. René Descartes (1596-1650): Truth as clear and distinct perceptions – What is perceived clearly and distinctly is true.
4. Baruch Spinoza (1632-1677): A statement is true if it agrees with reality.
5. John Locke (1632-1704): Truth is the correct arrangement of ideas which correspond with their objects.
6. Immanuel Kant (1724-1804): Coherence theory of truth – Truth is the consistency and coherence of our concepts with each other.
7. G.W.F. Hegel (1770-1831): Truth is the whole, or the unity of the diverse.
8. Friedrich Nietzsche (1844-1900): Perspectivism – Truths are illusions of which we have forgotten they are illusions.
9. William James (1842-1910): Pragmatic theory of truth – Truth is what is useful to believe.
10. Bertrand Russell (1872-1970): Truth is a property of beliefs and statements which mirrors, or corresponds to, the actual state of affairs.
11. Alfred Tarski (1901-1983): Semantic theory of truth – A statement is true if it corresponds to the facts or reality it represents.
12. Ludwig Wittgenstein (1889-1951): Early philosophy – Picture theory of truth; Later philosophy – Truth as a function of language games within forms of life.
13. Martin Heidegger (1889-1976): Truth as unconcealment, or the revelation of being.
14. Karl Popper (1902-1994): Correspondence theory and falsifiability – A theory is true if it withstands attempts of refutation.
15. Richard Rorty (1931-2007): Neopragmatism – Truth is what our peers will let us get away with saying.
16. Michael Foucault (1926-1984): Truth is linked to systems of power and cannot be understood outside of a framework of societal constructs.
17. Jürgen Habermas (1929-): Consensus theory of truth – Truth is what is agreed upon in an ideal speech situation.
18. Donald Davidson (1917-2003): Coherence theory – Truth is a matter of coherence within a web of beliefs.
19. Hilary Putnam (1926-2016): Internal realism – Truth is what rational inquiry done right would lead us to believe.
20. Saul Kripke (1940-): Causal theory of reference – Truth in terms of causal connections to the things the words or concepts refer to.

These definitions span across different philosophical traditions and time periods, reflecting the complex and evolving nature of the concept of truth.

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What are the most famous responses to the question, “What is truth?” Who asked that question, and who answered it, in what year.

ChatGPT

The question “What is truth?” is famously attributed to Pontius Pilate in the context of the trial of Jesus Christ, as recorded in the Christian New Testament, specifically in the Gospel of John (John 18:38). This event is believed to have occurred around 33 AD. The question has since become a philosophical inquiry into the nature of truth itself.

Over the centuries, various philosophers, theologians, and intellectuals have offered their perspectives on this question. Some of the most notable responses include:

1. Aristotle’s Correspondence Theory of Truth: Aristotle, a Greek philosopher (384-322 BC), proposed that truth is what corresponds to reality. He believed that statements are true if they correspond to the way things actually are.
2. Thomas Aquinas’ Adaptation of Aristotle’s Theory: The medieval theologian and philosopher Thomas Aquinas (1225-1274) adapted Aristotle’s views, integrating them with Christian theology. He argued that truth is the adequation of things and intellect.
3. Immanuel Kant’s Philosophical Perspective: The German philosopher Immanuel Kant (1724-1804) approached truth through a critical philosophy lens, proposing that our understanding of truth is shaped by both our sensory experiences and the innate structures of our minds.
4. Friedrich Nietzsche’s Perspectivism: Nietzsche (1844-1900), a German philosopher, proposed that “truths” are mere interpretations, shaped by individual perspectives and societal constructs.
5. Pragmatic Theory of Truth by William James: American philosopher William James (1842-1910) argued in the late 19th century that truth is what is useful to believe. According to his pragmatic theory, a statement is true if it works satisfactorily in the broadest sense.
6. Bertrand Russell’s Logical Positivism: The British philosopher Bertrand Russell (1872-1970) emphasized the role of logic and language in understanding truth, aligning with the logical positivist movement which held that meaningful statements are either empirically verifiable or logically necessary.

Each of these responses has contributed to the rich and varied philosophical discourse on the nature of truth, reflecting different eras’ intellectual climates and cultural contexts.

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I am most comfortable with Aristotle’s Theory of Truth when statements are true if they correspond to how things are. According to William James, truth is helpful to believe, and a statement is true if it works satisfactorily in the broadest sense. The other theories presented here have qualities that set an abstraction between reality and the human usefulness of the concept being used in the situation where truth is being sought.

2024 is going to be gloom and doom for many people.

The financial pundits on the web say there will be a financial crisis before August this year. Some say it will be worse than 1929, and most say it will be worse than 2009. Those guys are looking at financial indicators; without any of those, experts I have watched have mentioned the impact of AI. However, the people leading innovations in AI are saying it is already disruptive and that it is out of their control and will get much worse before humanity learns to cope with its effects. One of the primary concerns is that AI will put many categories of successful people out of their jobs. For example, a lawyer using AI will be more than twice as efficient as one who doesn’t use it. Thus, half of that occupation will become superfluous.
There will be compounding effects of categories of people losing their income, like being unable to make payments on their car, which will be repossessed. And unable to pay their mortgage or their rent, and thus become threatened with becoming homeless. With many people not working, businesses that depend on public spending will be making less money and will be forced to lay off retail workers. Of course, people not buying stuff means that stuff won’t be manufactured, and the economy will slow down.
The point is that these things are all tied together, and everything will slow down. That will stress many people, and these stressed people will stop trusting the economy, the government, and others. The feeling of mistrust will become widespread, and everyone will feel worse. When people feel bad, they don’t spend money, and things worsen.
What can we do to protect ourselves? Get totally out of debt! If you must rent, move into the cheapest room you can find while it is still available. The worst thing possible is to buy a new car on a long-term loan. Pay off your credit cards!

What is the best use of this moment in time?

The best use of the coming moment is to do something helpful to all of humanity that no one else has thought could be done.

Perhaps if we had an original thought, the best one could do is write it down where you or someone else can find it. A unique thought vanishes because there isn’t a stimulus to find it, or it would have been found and published already. Perhaps I can turn to my companion and yours Chat GPT-4 and ask it.

Give me some obvious ideas that can be thought, but no one has stated them before.

ChatGPT

Creating entirely original ideas that are both obvious and never stated before is a challenging task, as most “obvious” ideas have likely been explored or mentioned in some form due to the vast amount of information and discussions available globally. However, I can attempt to propose some concepts that might feel fresh or less commonly discussed:

1. Eco-Friendly Roads: Roads and highways made entirely of recycled materials that also have built-in solar panels for energy generation and rainwater harvesting systems for water conservation.
2. Automated Plant Care Systems: Home systems integrated with AI that can not only water your plants but also adjust their position in your home based on the sun’s position to ensure optimal growth.
3. Personalized Education AI: An AI system that adapts to each student’s learning style and pace, providing customized lessons, feedback, and support, making education highly personalized and effective.
4. Smart Urban Forests: City parks and green areas equipped with IoT devices to monitor and sustain plant health, air quality, and biodiversity, effectively making cities greener and more sustainable.
5. Virtual Time Capsules: A digital service where people can store messages, videos, or digital artifacts to be automatically sent to loved ones or themselves at a future date, acting as a personal time capsule.
6. Nutrition-Optimized Meal Planning AI: An AI that designs your weekly meal plan based on your health data, taste preferences, and nutritional needs, ensuring a perfectly balanced diet tailored to your body’s requirements.
7. Crowdsourced Problem-Solving Platform: A global platform where anyone can post real-world problems (social, technical, environmental) and crowdsourced solutions are proposed and voted on, harnessing the collective intelligence of the world.
8. Self-Repairing Materials for Everyday Use: Developing materials for common household items and clothing that can self-repair minor damages or wear and tear, extending their lifespan and reducing waste.
9. AI-Assisted Personal Development Plans: An AI system that tracks your skills, habits, and goals to create a personalized development plan, suggesting activities, courses, and challenges to help you grow personally and professionally.
10. Sleep Optimization Environments: Bedrooms designed with technology and environmental controls (light, sound, temperature) that adjust throughout the night to optimize the different phases of sleep, enhancing overall sleep quality.

Remember, while these ideas might sound novel, there’s a possibility that similar concepts have been discussed or are in development somewhere, given the global expanse of innovation and discussion platforms.

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5. Virtual Time Capsules: A digital service where people can store messages, videos, or digital artifacts to be automatically sent to loved ones or themselves at a future date, acting as a personal time capsule.

I have written about something similar to that idea. People create containers that are as permanent as possible, such as glass beverage bottles, and stuff them with little things that would stimulate thinking in humans ten thousand years from now. Then, fuse some glass over the opening to seal it permanently and bury it so that, through natural weathering, it will erode out of its place after a long period and lay about on the surface until someone finds it. These could be manufactured and given to people all over the world. Perhaps a screw-on cap could be made permanent. Many variations would improve the survivability of some of them.

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7. Crowdsourced Problem-Solving Platform: This appears to be what Chat is already accomplishing, as it is based on all the information available on the internet. The creative thoughts of the crowd might come up with new ideas that Chat might not find existing on the web. However, I suspect that including Chat and many Chats unknown to one another would be able to do this as well. This is similar to how, in a matter of hours, computers playing games, like chess, against one another became better than any human player of that game.

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All of the other suggestions appear to already have groups of people doing exactly what is being proposed.

The Blue Zones 2nd edition, 9 Lessons for Living Longer by Dan Buettner #2

Lesson 2 Strategies from page 273

To get moving in your Blue Zone, try some of my comments on these tips.

Serve and store. Learn how much you need to eat by serving your food onto your plate and bowl in the kitchen, putting the food away, and transferring your meal into your dining area. After a few days, you will be a good judge of how much you need to eat in that meal.

Make food look bigger. This can be done by adding plenty of vegetables to the calorie portion of the meal.

Use small vessels. By using small serving vessels, you can adjust your perception to better fit what you need.

Make snacking a hassle. Hide leftovers from a meal in the refrigerator or behind closed pantry doors. If you like, put fruits and vegetables into nice bowls for display, but always keep candy and deserts out of sight.

Buy smaller packages. Shopping at Costco can be a disaster because they package their things in huge quantities. So, when you get home, pour small quantities into small containers and refill them as needed.

Give yourself a daily reminder. Weigh yourself every morning as part of your wake-up routine. It will help to motivate yourself to move toward your ideal weight. Do a little research on what that weight might be. As a starting point, choose a weight from your early twenties when you felt the best.

Eat more slowly. Eating with other people helps you eat more slowly because you get involved in the conversation and can pace yourself with talking and eating.

Focus on food. If eating alone, don’t watch TV, and when watching TV in the evening for entertainment, avoid having drinks and goodies to munch on.

Have a seat. Make a habit of always sitting down when you eat, and make a point of enjoying your food. Have a full glass of water handy, and have some before and along with your meal. Also, rinse your teeth after by gently swishing the water between them, especially if you end up with a sugary dessert.

Eat early. To maintain a healthy body, eat early in the day and totally avoid anything caloric within six hours of going to bed. That will automatically give you a long enough period of fasting to let your body find its ideal weight.

The Blue Zones 2nd edition, 9 Lessons for Living Longer by Dan Buettner

Lesson one Strategies from page 268

To get moving in your Blue Zone, try some of these tips.

Inconvenience yourself: by doing things that are a little bit more action-demanding. For example: Walk around your home to get needed things. Go to the closet to get the broom when you spill something, and after the cleanup, put the broom back.

Have fun. Keep moving: Take a five-minute break every hour you are sitting, grab a portable drink, and keep walking.

Walk: Take at least two twenty-minute walks every day, which can be combined with shopping or walking the dog.

Make a date: Combine your walking with a spouse or friend so you can get relaxing exercise and some essential social conversation.

Plant a garden: This is an easy activity that requires frequent, low-intensity activity and gives you the satisfaction of seeing something that depends on your work to grow.

Enroll in a yoga class: Practice some yoga at least twice a week to maintain your physical, mental, and emotional balance.

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I am doing well in all those categories, but there’s no gardening in the winter. The yoga meeting is called a meditation, with a conversation afterward. I’m not doing so well in some of the coming lessons.

My last hamburger for Christmas. Next year’s will probably be an impossible burger.

The future is already here!

The cow will be replaced with a factory using precision fermentation proteins. 5:12/16:41 – “The cow is by far the most inefficient food production technology on the planet.”

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A challenge to ChatGPT

List the top forty plants and animals we consume for food and their qualities.

Plants

1. Rice: Staple grain, high in carbohydrates, versatile in cooking.
2. Wheat: Basis for many breads and pastas, rich in gluten, high in carbohydrates.
3. Maize (Corn): Versatile grain, used in various forms (cornmeal, corn syrup), high in carbohydrates.
4. Potatoes: Rich in starch, versatile in cooking, good source of vitamin C.
5. Soybeans: High in protein, basis for tofu and soy milk, used in animal feed.
6. Tomatoes: High in vitamin C, used in sauces, salads, and cooking.
7. Onions: Widely used for flavor, low in calories, contains antioxidants.
8. Apples: High in fiber, used in desserts and as a snack, contains vitamin C.
9. Bananas: High in potassium, easily digestible, energy-boosting.
10. Oranges: High in vitamin C, used for juice and as a snack.
11. Grapes: Used for wine, raisins, and as a fresh fruit, contains antioxidants.
12. Carrots: High in beta-carotene and fiber, good for eyesight.
13. Cabbage: Low in calories, high in fiber, used in salads and cooking.
14. Spinach: Rich in iron and vitamins, used in salads and cooking.
15. Broccoli: High in vitamins C and K, contains antioxidants.
16. Peas: High in protein and fiber, used in cooking.
17. Lettuce: Used in salads, low in calories, contains some vitamins.
18. Pumpkin: High in vitamins A and C, used in cooking and as a dessert.
19. Garlic: Used for flavor, contains medicinal properties.
20. Almonds: High in healthy fats, protein, and vitamin E.

Animals

1. Chicken: High in protein, low in fat, versatile in cooking.
2. Beef: Rich in protein and iron, basis for steaks and burgers.
3. Pork: Widely consumed, versatile in cooking, high in protein.
4. Fish (various species): High in omega-3 fatty acids, low in fat.
5. Eggs: High in protein, used in various dishes.
6. Shrimp: Low in calories, high in protein and iodine.
7. Lamb: High in iron and protein, used in various cuisines.
8. Turkey: Lean protein, used in sandwiches and as a holiday meal.
9. Duck: Rich in flavor, high in fat, used in various cuisines.
10. Salmon: High in omega-3 fatty acids, used in many dishes.
11. Tuna: High in protein, used in sandwiches and salads.
12. Crab: Low in fat, high in protein, used in seafood dishes.
13. Lobster: High in protein and selenium, considered a delicacy.
14. Mussels: High in protein and minerals, used in seafood dishes.
15. Clams: High in protein and iron, used in various cuisines.
16. Goat: Lean protein, used in various ethnic cuisines.
17. Rabbit: Lean protein, used in European and American cuisines.
18. Venison (Deer): Lean protein, popular in hunting cultures.
19. Buffalo: Leaner than beef, high in protein.
20. Quail: Small bird, delicate flavor, high in protein.

Each of these foods has unique nutritional profiles and culinary uses, making them staples in diets worldwide.

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Before watching the video above, I was worried that the world was running out of food for humans. My sad thoughts were about a bad weather year for India, which would create a famine. That may still happen before the techniques for manufacturing high-quality foods become available. However, if factories using precision fermentation proteins can be made to work on a large scale, then nearly any organic substance can be converted into high-quality human food. If that works, then the human population can continue growing at its present rate for several more decades.

Many pundits are saying that this next year will be transformative for humanity. Most of it will be for the better if you have absolutely no debts. If you have debts and lose your employment, it may be impossible to get another job, and your debts will take away what you presently own. As many jobs disappear, those people will be desperate to find employment and will accept anything and that will drive wages down even for experienced workers.

The best thing to do is to instantly clean up your debts, and perhaps the worst thing to do is purchase a new car on credit. In China, millions of new internal combustion cars are now on dealers’ lots and are impossible to sell because people are buying small electric ones. The same will possibly happen here in the US, so why take a voluntary risk if you don’t have to.

How can an ordinary person prepare for 2024?

Perhaps I don’t watch enough media to discover how the pundits are suggesting to cope with the chaos that is a tsunami of problems coming at us this year. AI will supposedly find many beautiful things that will benefit humanity, but the downside is that these things will put many people out of work. Intellectuals and artists are among the biggest losers because they won’t be able to compete with the simple beauty that Chat and other AI bots create. Also, those professions like lawyers, who were required to know a lot of law cases so they could find ways of helping their clients, are being totally displaced by these same bots that can scan all the legal cases ever printed and prove any absurdity needed at the moment.

Many other types of routine jobs, like long-haul truck drivers who spend hours driving straight ahead on four-lane highways, are easily replaced for 99 percent of their straight-ahead driving. Another thing already being implemented is self-driving cars that come directly to your home, take you to where you want to go, and immediately go on to another customer’s call. When you request to go home, another self-driving car that happens to be in your vicinity directly replaces the one that brought you. An ordinary person drives less than 10,000 miles per year, but one of these self-driving cars could drive 100,000 miles yearly, so it would be much cheaper for a company to own because it would be fully utilized. By the end of 2024, these may begin replacing personal cars in some cities.

The take-home message on these questions is not to purchase a new car now, especially if you will make payments for years. Your car will become an expensive albatross tied around your neck that you must pay for, when if you didn’t buy it, you could just call an automatic car to pick you up in a minute, at a very minimal cost for a trip. If you have some kind of disability, anything will do; you can probably get free transportation.

Why owe $50,000 when you can ride for free?